Terms & Conditions
Please ensure you review these terms and conditions carefully before using our Services. We regularly update these Terms, so we recommend checking for the latest information and changes. PLEASE NOTE: Once your loan application is approved, it cannot be canceled. You can only proceed with your order after repaying the loan.
FingerLoans ("our app") is a mobile application supported by various non-bank financial institutions ("Product Providers"), enabling you to apply for short-term/long-term loans ("Loans"). These Terms & Conditions ("Terms") govern the agreement between You and the Product Provider regarding loan services accessed through our platform. They apply to your use of our applications, websites, and related services (the "Service"), and are also governed by our Privacy Policy and other relevant policies.
2.The application showcases short-term/long-term loan products provided by Product Providers to facilitate transactions between users and suppliers. The decision to proceed with the transaction lies with the product supplier.
3.To apply for displayed products on our platform, personal information is required. We use the provided contact information to understand your needs. We may
4.Based on the information provided, we verify your creditworthiness, help you obtain a credit report through our authorized agent, and assist in forming a score based on any other social accounts you have. Our aim is to facilitate the transaction process between users and Product Providers.
2.Ensuring the security of your account is your responsibility. Do not share your account information with third parties. If you suspect any security issues, promptly modify your account information and contact us to prevent any losses.
3.Providing basic information and granting access rights is necessary for an optimal service experience. Refer to the Privacy Policy for detailed information.
4.If you sign these Terms on behalf of an enterprise, ensure you have full authorization to act on behalf of the enterprise, and understand that your actions are binding.
5.Your use of the service is subject to these Terms, the Privacy Policy, and other relevant policies. Violations may result in the suspension or termination of your license.
2.We reserve all rights regarding the content of the Service. Do not use any product content without our prior written consent.
3.We may update our services and functions. Major changes or service discontinuation will be communicated to you. However, we are not liable for any resulting losses.
4.If you believe your intellectual property rights have been infringed, please contact us, and appropriate action will be taken.
2.Any content associated with the Service is protected by intellectual property rights and is the property of FingerLoans or its licensors. Do not copy, reproduce, or transmit any part of the content without prior written consent from FingerLoans.
3.FingerLoans grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal and non-commercial purposes, strictly in accordance with these Terms. This license does not permit you to use the content of the Service for any other purpose.
4.You agree not to modify, alter, or create any derivative works of the Service or content, or use the Service or content for commercial purposes.
5.FingerLoans reserves all rights not expressly granted to you in these Terms. The Service and content are protected by copyright, trademark, and other laws.
2.FingerLoans makes no warranty that the Service or content will meet your requirements or expectations, or be uninterrupted, timely, secure, or error-free.
3.Any material downloaded or obtained through the Service is accessed at your own risk, and you will be solely responsible for any damage or loss.
2.FingerLoans's total liability to you for all claims arising out of or in connection with your use of the Service or content shall not exceed the amount you paid to FingerLoans during the twelve-month period prior to the cause of action.
2.Upon termination, your right to use the Service will cease.
3.All provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
2.Any dispute arising from these Terms shall be settled by arbitration in San Francisco, California, using the English language.
GENERAL
1.Our application functions as an online platform connecting consumers, financial institutions, and partners, facilitating transactions between users and service providers.2.The application showcases short-term/long-term loan products provided by Product Providers to facilitate transactions between users and suppliers. The decision to proceed with the transaction lies with the product supplier.
3.To apply for displayed products on our platform, personal information is required. We use the provided contact information to understand your needs. We may
4.Based on the information provided, we verify your creditworthiness, help you obtain a credit report through our authorized agent, and assist in forming a score based on any other social accounts you have. Our aim is to facilitate the transaction process between users and Product Providers.
USER ACCOUNT
1.You must register and maintain an account on our application using your phone number or email.2.Ensuring the security of your account is your responsibility. Do not share your account information with third parties. If you suspect any security issues, promptly modify your account information and contact us to prevent any losses.
3.Providing basic information and granting access rights is necessary for an optimal service experience. Refer to the Privacy Policy for detailed information.
4.If you sign these Terms on behalf of an enterprise, ensure you have full authorization to act on behalf of the enterprise, and understand that your actions are binding.
5.Your use of the service is subject to these Terms, the Privacy Policy, and other relevant policies. Violations may result in the suspension or termination of your license.
USE OF SERVICE
1.You are granted a non-exclusive, non-transferable right to use the Service as described in these Terms. Do not copy, modify, or distribute applications, products, or services accessed through our website without express permission.2.We reserve all rights regarding the content of the Service. Do not use any product content without our prior written consent.
3.We may update our services and functions. Major changes or service discontinuation will be communicated to you. However, we are not liable for any resulting losses.
4.If you believe your intellectual property rights have been infringed, please contact us, and appropriate action will be taken.
OWNERSHIP AND INTELLECTUAL PROPERTY RIGHTS
1.All rights, titles, and interests in the Service are owned by us or legally licensed. You are permitted to use the content solely as a user of our app.2.Any content associated with the Service is protected by intellectual property rights and is the property of FingerLoans or its licensors. Do not copy, reproduce, or transmit any part of the content without prior written consent from FingerLoans.
3.FingerLoans grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal and non-commercial purposes, strictly in accordance with these Terms. This license does not permit you to use the content of the Service for any other purpose.
4.You agree not to modify, alter, or create any derivative works of the Service or content, or use the Service or content for commercial purposes.
5.FingerLoans reserves all rights not expressly granted to you in these Terms. The Service and content are protected by copyright, trademark, and other laws.
DISCLAIMER OF WARRANTIES
1.The Service and content are provided on an "as is" basis, without warranties of any kind, either express or implied. FingerLoans expressly disclaims all warranties.2.FingerLoans makes no warranty that the Service or content will meet your requirements or expectations, or be uninterrupted, timely, secure, or error-free.
3.Any material downloaded or obtained through the Service is accessed at your own risk, and you will be solely responsible for any damage or loss.
LIMITATION OF LIABILITY
1.FingerLoans shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with your use of the Service or content.2.FingerLoans's total liability to you for all claims arising out of or in connection with your use of the Service or content shall not exceed the amount you paid to FingerLoans during the twelve-month period prior to the cause of action.
TERMINATION
1.FingerLoans may terminate or suspend your access to the Service for any reason whatsoever, without prior notice or liability.2.Upon termination, your right to use the Service will cease.
3.All provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
GOVERNING LAW
1.These Terms shall be governed by the laws of the state of California.2.Any dispute arising from these Terms shall be settled by arbitration in San Francisco, California, using the English language.
LICENSED BY RBI